Commercial Property

Commercial Property Insurance is an important part of protecting your business assets designed to cover buildings, business personal property, and the property of others while it is under the care, custody, or controlled of the insured.
Subject to provisions, conditions and limits, coverage applies to the property described in the policy in each of these three categories. The coverage(s) is generally subject to a deductible and the covered property must be insured to meet a minimum percentage of its actual cash value, most commonly between 80 and 100%. If coverage falls below the minimum percentage in the event of a loss, the amount recovered by the insured may be lessened.
As always, it is important to discuss the specifics of your policy and/or plan with an insurance professional. For more detailed coverage information please contact our office and speak to one of our associates; we are here to help.